I see first and foremost, focus on your credit quality

I see first and foremost, focus on your credit quality There’s all kinds of tools out there that can help you understand your credit and then focus on improving that credit So what does that mean? That means that some folks are going to have to start paying back their mortgage consistently. And they may now be in a different place than they were before from a financial standpoint. And so they may be one looking to refinance, but two, now sell their home. So that can really turn the scale pretty quickly on home values that it … right now it’s a very low inventory and high demand. That means home values are the highest that they’ve been in quite a long time. So what that means is that they’ll likely be more folks that are going to sell their home and when they sell their home and add inventory to the marketplace, that means home values are going to come down. So the recommendation would be to really anticipate that home values may come down and therefore, if someone wants to sell their home, really now would be the time to do it before the inventory sort of elevate as a result of that behavior, especially since today’s rates and the demand is high. Dr. Ajagbe: Oh, that is definitely some great insights. I think if any of us had the question about where the market is going, we’d probably be making a lot more money than we are now but thank you. And one other question that I had, especially as it relates to physician mortgages is-I think it’s a common topic of conversation-that you really have to have like a perfect or near perfect credit score in order to qualify for one. Kristina MurrayKristina Murray extensive work experience that varies from programming to PR, I have come to learn that my passion is in digital transformations, digital business development and digital strategy. The analysis of data to improve an online position for any company is what drives me. – Digital Business Development / Strategy – Social networking strategy. – Digital advertising – E-Comercio

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